Categories of Non-public personal data
We collect non-public personal data you provide to us when you use our website, apply for an XXX account or when you communicate with us about your XXX account. The types of information we may collect include your name, address, phone number, email address, date of birth, bank account information, username and password.
Information About Your Transactions with Us
As you use your XXX account to perform transactions, we collect non-public personal data in connection with each transaction, including transaction time, Naira amount and merchant details. We may also collect photos, memos or other information that you attach to your transactions.
Information from Other Sources
Collecting personal information from a source other than the person to whom it relates, such as another institution or a third party, is considered to be an “indirect collection.” An application form that requires an individual to provide personal information about his or her spouse, children or someone else is a common example of an indirect collection.
We may collect information, including non-public personal data, about you from non-affiliated third-party service providers in order to verify your identity and for fraud prevention, including your prior addresses and names.
Other Information we collect
We may collect information you provide to us, such as your name, email address and any other information you choose to provide. For example, we may collect such information if you request an invite to join XXX or if you enter into any contest or promotion organized by XXX.
Information We Collect Automatically from our Services
When you access or use our Services, we automatically collect information about you as follows:
- Log Information: We log information about your use of our Services, including the type of browser you use, access times, pages viewed, your IP address and the page you visited before navigating to our Services.
- Device Information: We collect information about the computer or mobile device you use to access our Services, including the hardware model, operating system and version, unique device identifiers and mobile network information.
- Location Information: We may collect your location information from your mobile device with your prior consent. Also, we have incorporated Google Maps into our Services, and you may consent to the collection of location information by Google Maps in connection with your use of this maps service. Any information collected via your use of Google Maps will be transmitted directly to Google and is not collected by us. Please refer to Google’s privacy policy for details about their collection, use and sharing of this information. For information about how to disable the collection of location information from your device, please see “Your Choices” below.
- Information Collected by Cookies and Other Tracking Technologies: We use various technologies to collect information on our Services and other websites, and this may include sending cookies to your computer or mobile device. Cookies are small data files stored on your hard drive or in device memory that help us to improve our Services and your experience, see which areas and features of our Services are popular and count visits. For more information about cookies, and how to disable them, please see “Your Choices” below. We may also collect information using web beacons (also known as “tracking pixels”). Web beacons are electronic images that may be used in our Services or emails and help deliver cookies, count visits, understand usage and campaign effectiveness and determine whether an email has been opened and acted upon.
- How We Respond to Do Not Track Signals: We allow Do Not Track browser configurations. We use cookies and other tracking technologies, and Do Not Track status may alter the available services with certain browsers, when these tracking functionalities are used to provide services. We do not alter the information our applications attempt to collect based on your Do Not Track configuration.
- The app does use third party services that may collect information used to identify you. Links to privacy policy of third-party service providers used by the app:
- Google Play Services
Information we receive from other sources.
We are working closely with third parties (including, for example, financial service providers, security agencies, etc.). We will notify you within 14 days when we receive information about you from them and the purposes for which we intend to use that information.